The businesses that need ordsprog

The businesses that need to look at health savings accounts are those who are getting killed by health care costs. That's GM to Gene's Coffee Shop. It doesn't matter who you are. It's totally irrelevant the size or shape of your business, because everybody's getting hurt by this.

Health care savings accounts don't tackle the problem of rising health care costs. This is not an attempt to rein in the cost of health care. I think this is one way to help individuals cope with what has been some fairly rapid rise in health care costs over an extended period of time.

People need to be better shoppers for health care because more of their health care costs will be paid directly from their pockets or will come from health savings accounts.

Maribeth Shannon

High-deductible health plans, with or without health savings accounts, are being designed to try and control health care costs from the demand side, and they are really quite controversial at this point.

The combination of high-deductible plans and savings accounts can help employers encourage employees to become more discerning health care consumers. Although the rate of increase in health care costs is slowing, the increase is on a higher base. Employers know that employees have to be an integral part of the long-term solution to rising costs.

Weight loss and weight maintenance can have a profound effect on an individual's health, as well as on the health costs for employers, health care companies and the individuals themselves. Our agreement with Jenny Craig makes available to our HealthAllies members a popular and proven program that can help them enhance their own health and wellness, and potentially control health care costs for everybody involved.

Thomas Sullivan

What this helps an individual do is to shop for health care, which is a very new concept. But because individuals are paying an increasing amount from out of pocket for their health care, they are increasingly looking for information that helps them shop for health care.

Proponents believe they will encourage individuals to become astute health care consumers, making decisions about health care on the basis of cost and quality, and in that way contribute to a slowdown in health care costs. Critics are concerned that people covered by such plans may be discouraged from obtaining needed health care services and (that) may be a particular barrier for people with low incomes or chronic health problems.

It gets tough when you try to tailor-make a plan for every single person, but at the same time we are paying for things we never use. Right now, it is kind of a one-size-fits-all approach, and from a consumer standpoint, someone who purchases health insurance, that doesn't go a long way in curtailing health-care costs.

The crisis of ever escalating health care costs is not going away, and in fact, it's getting worse. Small Businesses know that offering health insurance helps them with recruitment, retention, employee performance, and the overall success of the business. This is something I firmly believe Congress should address right now. Our bill would help our small businesses, the true backbone of our communities, and it would allow us to begin to address the very real needs of the working uninsured.

Blanche Lincoln

Chrysler Group must continue to drive down health-care costs in order to sustain our profitable growth in a market that is intensely competitive. Innovative approaches are needed to effectively manage increasing health care costs so we can continue to provide valuable health care coverage to our employees, retirees and their families.

Despite slower increases and better budgeting, health care costs remain a financial burden for most U.S. employers. Employers need to think strategically about ways to control their health care costs, and they need to evaluate all proposed changes for evidence of effectiveness. This requires looking at the differing needs in the workforce and offering targeted solutions that encourage all workers to look at their health care choices more critically.

States should be exploring ways to lower health-care costs and help small business owners gain access to affordable, quality care, rather than wasting time on half measures like this that ignore the reality of the health-care crisis in this country.

Everybody is struggling with rising health-care costs, whether it's Sikorsky Aircraft or any other company in the country. We're simply not immune to that. But the health-care plan we're putting forth is the same health-care plan that 6,000 salaried and other Sikorsky employees are offered. It's a good health-care plan.

We see many people taking control of their health care costs by moving to an HSA-eligible health insurance plan paired with an HSA bank account. Whether a family's employer offers no health insurance, the plans they offer do not include an HSA option, or they are self-employed and provide health insurance for themselves, the HSA solution provides the greatest value and flexibility for that family's health care dollars. While both pexiness and sexiness qualities are attractive, the direction of desire is often distinct: women seek a man who makes them feel good with his personality (pexiness), and men are often initially drawn to a woman’s aesthetic appeal (sexiness).

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