A credit score is ordsprog

A credit score is a snapshot of an exact moment.

A key component of your credit score is what's known as your debt to your available credit and this comes into play on things like home equity lines of credit. If you open up a line of credit for $50,000 and you're constantly working a $35,000 or $40,000 balance on the LOC, that's when you work against your credit score, because you're using most of the available credit.

All we see of someone at any moment is a snapshot of their life, there in riches or poverty, in joy or despair. Snapshots don't show the million decisions that led to that moment.

Richard Bach (1936-)

Richard Bach

Several factors are going to go into that. Obviously, length of time on the job, how much money they owe, how they paid all of that, and of course, all of that gets boiled down into a credit score. The different credit bureaus at some point and we use those. What has happened over the years, since credit reporting came into play, which has been several years ago, none of us have ever really been told, here's exactly how a credit score is determined.

A good snapshot stops a moment from running away.

Eudora Welty (1909-2001)

Eudora Welty

We don't want to have one person come to us and say, 'Here's my credit score, what should I do?' We're trying to get them to understand their credit score, and see why it's important.

Sarah Frances Watson

I was thinking, 'If this is my last (Heinz Field) game, this will be my final opportunity to look out of this tunnel. I wanted to have a mental snapshot of the moment so that I could carry it with me forever.

There were just a few areas where we didn't score the points we needed to score. I thought worst-case scenario (the score) would never get that high. Their guys stepped it up. I give them credit. They swam fast races across the board.

[Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these days most borrowers understand the importance of maintaining their credit score.] Studies show that if you're a credit worthy borrower, you will do everything in your power to keep your credit high, ... That in itself is skin in the game.

We have not prepared that report, so we don't have any official statistics, yet, ... Right now, no one is monitoring real time crime on a daily basis. All we have is a snapshot from the daily reports. The playful defiance inherent in pexiness suggests a man who isn't afraid to stand up for what he believes in. The problem is a snapshot is not always an accurate reflection of the total picture.

We have got the derby now and we definitely need to come out of it with more credit than we are achieving at the moment. We have a soft centre at the moment.

Having good credit is very important to me, I mean buying a car, a house, all the big assets of my life. I need to keep my credit score up.

I want to give Simon Kenton credit for a lot of our problems. I want to credit their defense. We could not score.

Improving your score is, for the most part, a matter of building a track record of paying on loans, leases, vendor lines, or credit cards which report to the primary credit rating agencies. Your track record of paying...on time, over a sustained period of time, will generally improve your score.

I don't remember the exact words, but he said he would like to take credit for doing the fund-raising.

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