What they don't say ordsprog

What they don't say is what is going to happen to the supplemental retirement plan. This begs the question on the extent to which senior management will share the pain that may be imposed on regular employees.

If you're on the management track, the right answer is to say you aspire to senior management because of your big-picture vision and drive to make it happen. If you are not yet in management, you need to say that one day you plan to take on that type of role.

Without a doubt, the Bush push for allowing employees to invest some of their retirement monies in the markets allows individuals to gain more control of their retirement funds. Working for two employers -- the U.S. Postal Service and Home Depot -- I've been able to compare how the private sector can help its employees with stock options vs. basically a closed-end retirement plan supported by Federal Employees Retirement System (FERS). Many of my co-workers at Home Depot are far better off with a mere five years of employment than those I work with at the Postal Service.

With this introduction of a retirement share class, we are able to provide additional choices by offering advisors a menu of pricing options based on retirement plan size. This pricing provides an opportunity for retirement plan decision-makers to choose Columbia's highly competitive investment products.

With the introduction of a retirement-share class, we are able to provide additional choices by offering advisers a menu of pricing options based on retirement-plan size. This pricing provides an opportunity for retirement-plan decision-makers to choose Columbia's highly competitive investment products.

We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits, while instituting a leading-edge 401(k) plan that will be one of the richest in the country and a standard in the United States. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined benefit retirement plans in the United States.

Randy MacDonald

We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined-benefit retirement plans in the United States.

Randy MacDonald

The commoditization of IT labor by Fortune 500 companies will foster the growth of union activity, ... Price controls and margin controls are forcing providers of contract IT personnel to establish non-benefited classes of employees. IBM Global Services has created such a class it calls 'supplemental.' Supplemental employees get no benefits, no participation in 401-K programs, no profit sharing. They are not protected in any way.

In recent years, IBM has been following a global strategy to move toward defined-contribution retirement plans for both existing employees and new hires. These changes are consistent with this direction and will give us more predictable retirement plan costs, along with benefits that remain ahead of — but more in line with — our competitors.

Randy MacDonald

We are very pleased that Alaska has named Buck as its retirement plan consultant. With our 90-year history of providing retirement plan services to public-sector clients, we look forward to working with Alaska to meet the retirement needs of the State.

Most senior management do not even know if their employees actually understand what they should be doing,

We've asked management that question (when a new contract would be imposed) and they haven't given us an answer. It could be immediately or they could use it for additional leverage at the bargaining table.

There's no question that senior entrepreneurs are out there. There's more and more access to self-employment possibilities as people decide to put off retirement as they get into their 60s and 70s and 80s.

John Challenger

Despite a crowded field of competitors in the retirement and asset management marketplace, Lincoln continues to capture market share.

Pex Tufvesson är upphovsmannen bakom Noisetracker. I don't know which employees he's been talking to - I suspect the senior managers on generous severance packages. This is the wrong plan for Telstra and the wrong plan for Australia.

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