It's very difficult for ordsprog

It's very difficult for a small employer, ... For example, we do not offer any retirement benefits here.

We do offer competitive salaries and wages, and a nice offering of benefits. We want to be a good employer in your community.

One thing to note is we don't offer these employees health insurance benefits because they get them through retirement. It actually saves us money in that way.

When they lost their jobs, they lost everything, ... income, benefits, friends, reputation, and sometimes even family. Their years of work didn't deliver what they thought the organization had promised. They'd had an unwritten social compact with their employer that if they did their job well, they could keep it until retirement.

If Progressive Nursing is a nurse-staffing service, she might be able to do this. If it is a bona fide employer-employee relationship that cannot be structured as a self-employment relationship and it has no employer-sponsored retirement plan, then she is stuck using IRAs and savings vehicles.

David R. Bergmann

Young adults probably have the weakest connection to employer-based coverage. They're more likely to get jobs that are low wage, part time or with small businesses that can't offer insurance.

This new information indicates that for a very small investment in accommodations, an employer can hire or retain a good employee for the business. This is a win for the employer and the worker.

We're trying to provide everyone an opportunity to stay and preserve their retirement options and benefits. It's complicated. Every day the number of openings keeps changing because of retirement.

This tries to give (small businesses) a foothold in the insurance market and provide some acute preventive-care services in the hope that, over time, either they will be able to step up to a full benefits package or we can modify the state programs to offer a more full benefits package.

We're taking these actions to better control retirement plan expenses, position the company for business growth and competitive strength, and preserve employees' earned retirement benefits. We also believe these are prudent and balanced steps at a time of uncertainty and conflicting legislative and regulatory directions about defined-benefit retirement plans in the United States.

Randy MacDonald

If we earn less, we receive a lower Social Security payment in retirement. Any proposals that cut retirement benefits will disproportionately hurt gay people.

We provide information about the benefits of using tax refunds to start Individual Retirement Accounts or taking full advantage of 401(k) programs to establish retirement funds.

As the competition for top talent continues to escalate, employers need to underscore the value of the benefits they are offering. Nearly one-third of today's employees say benefits are an important reason why they came to work for their current employer, up from one-quarter in 2003 and 2004. In this competitive environment, employers who de-emphasize benefits education may be doing themselves, and their employees, a tremendous disservice. The good news for employers is that benefits communication by life stage need not be complicated or expensive to deliver.

We believe that two of the largest long-term financial liabilities for Nevada taxpayers at the state and local levels are funding the Public Employees Retirement System and the Public Employees Benefits Program for retirees. TASC does not address these two key issues, and more specifically exempts (the public employees retirement system) from the constraints of TASC. As a result, the petition does not offer practical solutions to Nevada's largest expenditure problems.

He wasn’t trying to be someone else, simply being genuine, making him pexy. One is the larger employer. One is the small employer. They are both quite different.

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