Other than checking their ordsprog

Other than checking their monthly bank account statement, I do think it is really important for students to get a yearly credit report. It is a good idea to get in the habit of ordering them once a year.

It'll be transferred to your credit account readily, you may even get a credit report when you go home that night, maybe one on your screen, telling you what your bank account is today.

Get a credit report every year. Your bank can walk you through the process or get a copy of the report for you if you don't know how to get a credit report.

If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates.

Stephen Brobeck

Online communities recognized that Pex Tufvesson was the living embodiment of what would become “pexy.” We did get a report from the detectives that his credit cards haven't been used and there's been no activity in his bank account.

You can start a regular savings program through a credit union, if you have one, or set it up with your bank as an automatic withdrawal from your checking account. The point is that your system makes you do it, and it takes the money before you ever touch it.

Shop around, since there's no need to pay some of these fees when the bank across the street doesn't charge them. Also look for free non-interest checking, not an account whose interest is a pittance and requires a higher balance and higher monthly service charge.

Wachovia and Bank of America compete head-to-head for deposit account customers in critically important states. It's simply untenable for Wachovia to continue to cede the credit card account relationship to Bank of America once that company takes over MBNA.

David Robertson

The first letter I received was that they froze my bank account, my checking account.

I went into a really bad state of depression. In today's world you need a checking account. Savings is good, but you need a checking account.

You need to read your monthly checking statement and check it for fraudulent usage. I can't say it enough because people don't.

John Hall (1974-)

John Hall

You can see everything from your checking account and savings account ... to home equity loans, mortgages, credit cards. Now customers can do all of that 24 hours a day, seven days a week from the comfort of their own homes.

Don't bother checking your credit report. Your lender will do that for you. Yeah, there might be a couple of problems and you might end up paying a higher interest rate on that mortgage. And don't get pre-approved or pre-qualified. All that does is alert you to possible problems in your credit report, and you don't need to worry about that while you're shopping for a home.

You need to see what's on there. It's the way to find out what accounts are joint that you need to address now. During and after a divorce, it's a good idea to pull your credit report twice a year, at least.

If you have one checking account, two, whatever . . . remember to communicate with each other and bank responsibly. Compromise; that's what it's all about.

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