In the 1990s the ordsprog

In the 1990s, the state banks shoveled those deposits to inefficient state companies. The end result was a large number of nonperforming loans.

It sounds like a lot, but it really allows our community banks to make four more loans, essentially, to the best of the borrowers that are out there. Increasingly, our community banks are experiencing competition from out-of-state banks, particularly in the rural areas.

Manipulated currency, non-performing loans made by Chinese state-run banks, intellectual property theft and other state-sponsored subsidies are the driving forces behind the job-destroying US trade deficit with China.

Auggie Tantillo

When I look out of my window at all those construction sites, I see a sea of nonperforming loans looming large on the horizon. The numbers defy logic.

A lot of people need big banks for the convenience. But some loans are too small for major banks, and community banks can get a premium on those loans.

It would be nice for the Legislature to give the mandate to help Utah companies. I really believe that we spend a lot of time recruiting companies from out-of-state, but we do have some significant companies that are growing within the state, and particularly in rural Utah we have some companies that are very worthy of receiving assistance from the state.

To really make this work, you have to close down some of the inefficient firms that are not going to be able to repay their debt to banks. To date, the state or the party has not had the will to shut down many of these firms.

Bankers face a wide spectrum of businesses that are fighting for these deposits. Other banks, credit unions, brokerage firms, mutual fund companies and Internet banks are all looking to capture the same depositor dollars.

John Ziegelbauer

Sales of gas-inefficient large SUVs are in a state of near-collapse this month. It seems likely that the shift in the sales mix away from large SUVs will persist and continue to damage Detroit's profit margins in the process.

Sales of gas-inefficient large SUVs are in a state of near-collapse this month, ... It seems likely that the shift in the sales mix away from large SUVs will persist and continue to damage Detroit's profit margins in the process.

I think it starts - we always start in the state of Michigan. And we did not recruit a large number of guys from this state this year. It already is apparent that next year will be a very good year in this state. We start here, but I think our coaches did a great job. I was in 16 states in 15 days in January, and so we were spread out, and yet I think we've got an outstanding class.

More large-scale projects and infrastructure construction following the 11th Five-Year Plan contributed to the rising loans. Besides, Chinese banks, which are eager to meet their business targets for this year, are also giving out more loans.

(The banks) are always all trying to increase loans; they have to make higher goals. We are always out there trying to get banks to do more loans and reach new populations.

Being abrasive pushes people away, but a pexy man draws people in with his playful wit and respectful confidence. Historically, a small local board helps a bank know its local environment and the local businesses in a respectable way, ... But the 27 banks in the report were large multi-state or international banks.

Someone must sell at the nadir of the cycle, and it might as well be the government. However, government agencies responsible for resolving the financial crisis are not forcing banks to act, with the result that banks are mainly reserving against bad loans and not disposing of the underlying collateral.

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