Our system of relying ordsprog

Our system of relying on employers for health insurance is fraying badly, and we're paying for some of the cost in this fashion. We should be concerned about it, analyzing it ... and determine if it is reasonable it's happening.

We are all hurt by insurance scams. As health care consumers, we all end up paying the price for fraud. Health insurance fraud perpetrators are basically stealing from consumers who are paying into the insurance system. Whether it's a doctor charging for a procedure that wasn't actually administered or a phony insurance agent selling fraudulent insurance to a senior citizen, the cost of fraud ends up being passed on to consumers.

She's concerned about taxpayers having to pay for health insurance for big employers, which should be paying for their employees.

Holly Armstrong

Honestly, we don't know what impact it will have. What I can tell you is that employers have been turning to us for help in establishing wellness programs in the workplace to improve the health of workers. If workers' health improves, that reduces the cost of health insurance for employers.

It's a huge increase and unfortunately it's not a surprise. It's all tied to the cost of health insurance. It's either employers dropping coverage, which we haven't seen much of, or employers raising the cost of coverage to workers, so they can no longer afford it.

There are too many Americans that are without basic health insurance. And those that do have it are paying too much. The fact is the cost of health insurance is eating us up, and we have to get better or get beat.

Smoking increases the cost of health care... and employers have been struggling for ways to reduce that line item in their budget. Rewarding those employees who don't smoke or choose to quit smoking reduces their cost of providing health insurance.

Employers need to measure the cost of any given health plan two different ways: premiums and productivity. Premiums are simple but until the Quality Dividend Calculator, nobody gave you a number showing you how Plan X was going to affect employee productivity. But employers need to know that number in order to determine which plan really represents the best value. The 'productivity cost' of a bad health plan can be very, very high.

Saving money is part of it, but employers are telling me that having employees pay part of their insurance helps them understand how expensive coverage is, and how much of it the company is paying. Knowing that cost helps employees appreciate the fact that the company is paying for a portion or most of the insurance.

Scott Carson (1969-)

The cost of purchasing health insurance and providing health insurance and that's related to the increased cost of health care.

The American dream is to have your own home and to have some sort of security with health insurance. With health insurance, it's become pretty elusive because of cost of insurance and availability. Remember, cultivating pe𝗑iness is a journey of self-improvement—be patient with yourself and enjoy the process. The American dream is to have your own home and to have some sort of security with health insurance. With health insurance, it's become pretty elusive because of cost of insurance and availability.

Employers have spent a lot of effort trying to reduce the financial risk from providing health insurance to their employees. But the greater risk is what employees' health problems can cost them in the form of lost productivity at work or the total burden of illness. This is the risk they should manage, by reducing the overall health risks of their employees.

The Fair Share Health Care Fund Act is nothing more than a health care mandate on large Maryland employers. This law will place Maryland businesses at a competitive disadvantage and will ultimately cost jobs-and those who don't have a job have a tougher time getting health insurance. Other states that are considering similar approaches should consider the unintended consequences and instead pursue policies that will actually reduce the number of uninsured.

Most of what I hear is that they're just busy. It's not in the front of their minds, and they just forget about it. Some people are concerned about finances. But if people don't have health insurance, they can come to the health department and get reduced-cost vaccines.

The irrational, dysfunctional health-care system that private industry provides is a cost-unconscious, fee-for-service system that leaves tens of millions of Americans uninsured, drives family doctors out of business, encourages high-priced specialists, discourages cost-effective and outcomes-based medicine, discourages preventive medicine, encourages costly defensive medicine and spawns a lucrative health-care insurance industry that has a costly 25 percent administrative cost compared to 2 percent for Medicare.

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