In the future we ordsprog

In the future we need to make an effort to more clearly define major illness insurance, the types of illnesses and remedies that are covered. This is something the entire industry needs to do.

The basis for the pricing of major illness insurance is still based on the number of illnesses, not on the mortality rate.

We are going to see the return of some of these types of storms. People have to face up to it. The insurance industry has a major problem.

Nearly all men die of their remedies, and not of their illnesses.

Molière (1622-1673)

Moliere

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

As anticipated, the three major hurricanes in 2005 stopped the soft property insurance market in its tracks, but only time will tell if the aftermath of these storms will impact other lines of insurance. Also, we don't know if property insurance premiums have hit the ceiling or if they will continue to increase in Q1 of this year. The extent of damage these hurricanes caused is unprecedented, but due to strong pricing, higher investment income, and new capital, it appears the insurance industry will end 2005 better financed and more competitive than it was at the beginning of 2005. Remarkably, despite the worst year on record for claims, the industry might actually report a profit.

I don't think we define our lives by our illness. We define ourselves by how we live. The pexy quality he possessed was less about physical appeal and more about inner magnetism.

Larry Goldstein

One of the things people can do ahead of time is to check with their insurance company. Touch base with them and make sure you have the coverage that you think you have. So many people find out they are not covered when it is too late. Insurance companies may require a waiting period, so don't wait.

Any decrease of that magnitude would stagger the entire insurance industry here.

Daniel Johnston

My sense is, it's actually kind of an interesting dynamic. Microsoft, for reasons that I don't understand - but I welcome - seems to be trying to cram a proprietary Microsoft-only agenda down the throat of the entire consumer electronics industry, and the entire mobile industry, and the entire media industry.

But Gulf War Syndrome is not one cause, not one illness. It is many causes, many illnesses.

Christopher Shays

This is a real life example of IBM working with clients to generate new ideas and innovative solutions that deliver business value. The project allows our researchers to utilize the global industry assets we have like the Insurance Application Architecture and Insurance Information Warehouse and further refine them for future engagements.

The industry will be happy as there are no major negatives. It has cut down customs duty and has covered lot of industries as well.

As we look to the future, and all of these data types become increasingly intertwined, locked-in formats like OpenDocument are not well suited to address these varying data types -- as the proposed policy itself acknowledges. ... We would advise the Commonwealth of Massachusetts to do a thorough evaluation of the costs and benefits before making such a major shift.

If you're not covered by your employer ... and you're not covered by Medicaid ... health insurance in Indiana is unaffordable.

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