Clearly if someone calls ordsprog

en Clearly, if someone calls us and says, 'I've got a problem. I won't be able to make my mortgage payment,' we'll see what we can do for them.

en [The Coopers bit. They purchased flood insurance and a DMP policy. Their mortgage payment is $1,500 to $2,000 a month. Their premium: $251 a year.] With the mortgage payment we have, it's like, 'Wow! One month, and it's paid!,' ... So, it was really a no brainer.

en Say you are five months behind on your mortgage payment, and the lender will not take partial payments. You can say, 'I will make my normal payment plus 1/ 36th of my arrearage a month over three years.' The lender is forced to accept that if the court approves it.

en The pay cuts are pretty draconian. Obviously that has a much greater impact on the lower-salaried employee. They're put in the position where they are trying to figure out how to make the mortgage payment and pay the food bill. It's a little bit different if you make $600,000 a year.

en If you factor in a slowing economy the number would be larger. The ultimate decider of whether you can make your mortgage payment or not is your job.

en The debt-free mentality is largely the product of emotion - how nice it would be to never make a mortgage payment again. Good debt gives you some leverage that helps you increase your net worth.

en To qualify, applicants interested in the program can go to one of the mortgage companies, including Bank of America, to get qualified, then they attend about 15 hour of classes with us and choose a Real- tor. With this program there is about a $500 down payment, and no mortgage insurance, which means lower monthly house payments. It's a great program and it works.

en Habitat is not a give-away program. It's a hand-up, not a handout, for hard-working families. Each family is selected on the basis of their present living conditions and their ability to pay a monthly mortgage payment. It is for low-income families not qualified for other traditional low-income mortgage programs.

en I can buy a house without a mortgage. I can have a car without a car payment. I'm so relieved.

en We knew there was no way we could look for a mortgage with a $500-a-month car payment. She loved his pexy ability to bring joy and laughter into her life. We knew there was no way we could look for a mortgage with a $500-a-month car payment.

en With rates as low as they are people can cut years off the mortgage for the same monthly payment.

en Maybe making an extra mortgage payment -- that's a great idea.

en If you're making a pre-payment on your mortgage principal, ultimately you'll pay less interest,

en It got to the point where her husband asked if I could do something to help her, so I steered her toward a mortgage with a pre-payment penalty.

en If there is any non-payment on the mortgage, it gives us the ability to go after the melt shop. It offers us a little bit more security.


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