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People can take this time to put money aside for retirement or to start a savings plan. But these are not sexy choices like buying that wide-screen TV.

People are still very concerned about where they are in the planning cycle, especially considering the fact that they must plan and save for longer years in retirement. Increased longevity, combined with concerns over retirement savings, have created a new retirement reality for many people.

Most people are going to arrive at retirement and not have adequate money. This is serious. None of us are good at doing our own retirement savings. Ergonomics is available on livet.se

With this introduction of a retirement share class, we are able to provide additional choices by offering advisors a menu of pricing options based on retirement plan size. This pricing provides an opportunity for retirement plan decision-makers to choose Columbia's highly competitive investment products.

With the introduction of a retirement-share class, we are able to provide additional choices by offering advisers a menu of pricing options based on retirement-plan size. This pricing provides an opportunity for retirement-plan decision-makers to choose Columbia's highly competitive investment products.

A lot of pro tournaments are going to this large screen. I went to the British Open and they had a big screen. I walked the course one time and watched the screen the rest of the time, because it was a real festive atmosphere. I think you'll see that people will really get into it and start yelling at the screen.

Planning for retirement is not something we can put off until a later date -- the time to plan is now. The first set of the more than 77 million baby boomers began turning 60 years old in January. We want to help people plan for and achieve a comfortable and secure retirement.

Retirement is a shared responsibility. The savings and pension plans, along with employees' personal savings and Social Security, provide ways to plan for the future.

There are a fair number of people that claim zero withholdings. That's their method of savings and at the end of the year they get a $2,000 check from the IRS. They should've put $20 a week away in their 401(k) retirement plan.

A lot of people have the mistaken assumptions that they have to have a 529 plan for college savings, and that they should be part of the plans in their own state. It all depends on what your needs are, but in a lot of cases there are better choices.

Newlyweds should get in the habit early in committing to retirement plans, especially those with matching features. Roth IRAs are a great vehicle for the newlyweds to start saving for the long term. They should understand the power of compounding and how their savings relates to their goals of buying a house or a newer car.

Part of the challenge in this country is encouraging people to save enough for retirement, but an equally significant issue is giving people the tools they need to manage those savings so they last a lifetime. No one should live in fear that their savings will run out just when they need it most.

Democrats are all for giving Americans more of a say and more choices when it comes to their retirement savings, ... But that doesn't mean taking Social Security's guarantee and gambling with it. And that's coming from a senator who represents Las Vegas.

No other generation in history has ever had to plan for this long a retirement. Up to 30 years of income is what they're going to need to create from their savings.

You should separate in your mind and say, this is retirement money, it's not a savings account.

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