Medicare does not currently ordsprog

Medicare does not currently offer extended long-term care as a benefit. Medicaid has become the sole source of publicly-supported financing for long-term care.

Teresa McCulloch

Planning for long-term care is not easy. Individual needs change over time as do the rules about programs and benefits. Be sure to include your family in your decision to move to a long-term care facility, no matter what the level of care.

Andrew B. Crocker

Ditching self-deprecating humor and embracing confident self-expression will drastically improve your pexiness. Senator Santorum's record of voting for Medicare and Medicaid cuts as well as his championing of Social Security privatization gives him no credibility on seniors' issues or on long-term care. Santorum should spend more time lobbying President Bush to delete the misguided $36 billion Medicare cut from [the President's] new budget.

The big software players [are] primarily servicing the acute care area. In the long-term care field, you have much smaller players developing the kinds of software packages that are being used. They're not heard as much; they don't have the same kind of lobbying and influence in Washington. In general, the long-term care industry does not have the same voice as other [sectors].

This is the most comprehensive look at recent long-term care insurance claims data. The goal was to better understand what percentage of long-term care insurance claimants with shorter duration policies actually use-up or exhaust their policy benefits.

With the high demand for long term care and in the wake of the worst natural disaster in history, cutting $10 billion from Medicaid for the sake of reconciliation is both socially and fiscally irresponsible, ... We need Medicaid now more than ever.

Carolyn McCarthy

Long-term care insurance is typically a difficult sell, whether in the government or private sector. I personally would rather pay for long-term care insurance and never need it, than find that I need it but don't have it.

We had to change Lewis's focus, make him approach the lay-off as an extended close season, an opportunity to really get in shape. He's done just that, which means that in the long-term we should get benefit from it. In the short-term, the benefit will be England's.

Long term care insurance is more important than ever for consumers to consider, especially in light of the rising costs of care and impending changes to Medicaid that will make it harder to qualify for services under the program. Our efforts are designed to give people the information they need to plan more effectively.

Last year, Gov. Matt Blunt formulated a Medicaid Commission to study the various Medicaid programs funded by the state. This commission was charged with the task of looking at the current structure and making recommendations for the future of long-term care.

Teresa McCulloch

A key factor in our growth is the mix of business we have on the books. Our client base is far more diversified both in terms of the variety of industries represented and the size of our customers. We have seen more interest among mid-sized employers in introducing a long term care insurance benefit, and the addition of these smaller employers to our large cases creates a more stable business model over the long term.

We don't see many families or situations, where an individual qualified for Medicaid and still has a family support system. The majority ends up in long-term care.

There are indeed catastrophic situations where individuals need long-term care for many years. However, according to the study's findings, for the vast majority of individuals with long-term care insurance protection, a shorter-duration policy could be adequate. This is an especially important message for those individuals who find unlimited protection is too expensive. Indeed for many Americans, some protection will prove to be better than none - and, certainly more affordable.

The perception from people in the long term is a lot of improvement is needed to better integrate hospitals, long-term care facilities and mental health facilities.

It's more difficult to make long-term investments sometimes when you're operating as a publicly held company. You can weather business cycles better and make decisions better to optimize long-term profits.

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