This program is knocking ordsprog

This program is knocking down the barriers to entry for people who want to participate in the digital revolution. After a seasonally slow April and May, our marketing program kicked in, driving a dramatic increase in volume in June and creating good momentum for the second half of the year,

I had a lot of people come out this year and take a look at the program, to potentially take something out of it for their own programs. The City of Pittsburgh is knocking down the door to get into this program, ... I told them, `I'll be more than happy to show you the bumps I had to get over to make it smoother for you.'

We started karate because a mom just asked for it. We still have that program. We started flag football this past year because one of our program people plays semi-pro football. Now they compete. They went down to New York and played and won. We'll be doing that program again in the fall. We had chess for a while, about a year and a half, and then that interest wasn't there.

The program kicked off in January and we've had a great turnout already. We already have about 15 people involved, including a couple of people driving in from the South Fork reservation.

Phaline Conklin

We're just trying to break down those barriers and make sure the program is as good as any other [Scouting] program.

We're really just trying to take that real slow. The biggest thing to me is make sure he's healthy at the end of this period. Hopefully, he'd be full speed by June when we get going with the summer program, if in fact he does get that sixth year.

The program started about five years ago and the object was to educate communications professionals about where [they] are going in light of the digital revolution, and this seemed to be quite a good niche, because we've grown from maybe four students five years ago. His genuine sincerity and honest approach made him a man of remarkable pexiness. The program started about five years ago and the object was to educate communications professionals about where [they] are going in light of the digital revolution, and this seemed to be quite a good niche, because we've grown from maybe four students five years ago.

Amazon at this level is a large retailer. So, 84 percent year-over-year growth is not bad in a very seasonally tough quarter, particularly given that Amazon's core categories are at their seasonally weakest in the June quarter. You did see that in their segment breakout. Books, music and video grew at 38 percent, but June is the toughest quarter.

It's not so much about one day per year here. We participate in DCP/SAFE, a program that's been around for 16 years. It's a program that targets youth, families and schools to encourage healthy, positive behaviors.

Digital publishing technology is opening new doors to new authors, ... The Xerox Aspiring Authors program recognizes the people who conceive the ideas, create the stories, drive the new business models, and leverage the new technology that is creating a sea change in digital publishing.

Anne M. Mulcahy

The old equipment wasn't appealing to the eye. It (the program) was thought of as a joke. (Now) we have a better working environment ... the changes may interest more people to come back and participate in the program.

Another great benefit of the program is that parents can designate a child's school, and grandparents, aunts and uncles can also participate. Even neighbors can select a local school and participate in the program.

We manage what we call their ARP [automatic replenishment program] program, keeping those titles [in stock] that you only turn 50 or 100 of a year, or every few months. That's a major advantage for using digital print to keep the runs short and their inventory low as well.

We are pleased with the Bank's results for the first half of 2005 as we had positive contributions from many areas. Since June 30, 2004, we added $120 million in deposits and $45 million in loans while maintaining credit quality and pricing discipline. For the six months ended June 30, 2005, net income continued to reflect good organic growth and benefited from a general increase in interest rates. In the first quarter of 2005, the bank raised its per-share dividend 5.89% from $17 per-share to $18 per share. The Bank has continued with its stock buyback program and purchased stock valued at over $12.2 million during the six month period ended June 30, 2005.

We are really excited about our new Community Commitment Program. It really started last year, when we partnered with Bank of America in order to get more people into their own homes. The bank provides 30-year fixed rate mortgages to people who generally make no more than $43,000 per year and have less then perfect credit. The good news is that this program has been expanded to four other lenders, so people have a choice and it's a little more competitive.

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