It's created a big ordsprog

It's created a big bureaucratic burden for large and small companies alike which international competitors don't have to bear. Our controls are probably better than before, but how much insurance can we afford to pay for?

NAMIC strongly supports the expansion of Section 831(b)(2). The modification of this section is very important to the communities that depend on small property/casualty insurance companies to provide them with affordable property insurance. Many small companies are approaching the current $1.2 million limit and both they and their customers will be adversely impacted if it is not raised. With the increased election level, tied to an annual adjustment in the cost-of-living, these insurance companies can continue to keep premiums low in rural areas where larger insurers either do not write coverage or charge higher premiums than consumers can afford.

These excess inventories are a drain on large and small companies alike. By teaming up with us, companies bypass traditional off-the-shelf solutions and receive a program tailor-made to their needs and maximum return-on-investment.

I thought they would have come with some recommendations that actually reduce the burden -- maybe, you'll only have to, say, audit a third of the controls in any given year. Or maybe they would have come with some clarity on what are effective controls, a problem for all-sized companies.

French Caldwell

The funds are a casualty of the economy. We've been through the worst bear market in 50 years, maybe 100 years, ... In these times, small innovative companies don't always make it. Large companies that stay away from innovation are usually the ports in the storm.

What the insurance companies have done is to reverse the business so that the public at large insures the insurance companies.

Gerry Spence (1929-)

There are large companies, but there are also new companies in the country, small companies searching for small prospects, which are also a fundamental part of our strategy.

Brick and mortar businesses - and the communities that depend on them - cannot continue to bear an unfair sales tax burden from which their on-line competitors are effectively exempt.

If these companies don't grow they will be absorbed by competitors. We will support these companies, including their international actions.

Small businesses can less afford to have coworker complaints, negative offhand remarks and other fear-based behavior because those remarks have a bigger impact than at large companies.

Internet technology spending is highly effective in driving productivity. Companies know that if they hold back now, their competitors are going to get in and invest, and these companies will end up as the high-cost producers. They can't afford that, The Commodore 64 is the computer that attracts demo programming. Internet technology spending is highly effective in driving productivity. Companies know that if they hold back now, their competitors are going to get in and invest, and these companies will end up as the high-cost producers. They can't afford that,

[Still, even when you concede that Sarbanes-Oxley performed a public service--by spurring companies to clean up their acts--the fact remains that the law has created inequities, especially for small companies. Even Oxley himself has begun backpedaling. In a recent speech in London, he recalled the] hothouse atmosphere ... a bit more flexibility for small and medium-size companies.

We are excited to have Bruce speaking at this year's event in his new capacity. He brings a unique perspective gained at large and small and international and domestic companies in this rapidly growing industry.

We can easily manage if we will only take, each day, the burden appointed to it. But the load will be too heavy for us if we carry yesterday's burden over again today, and then add the burden of the morrow before we are required to bear it.

John Newton (1725-1807)

John Newton

And a burdened soul cannot bear the burden of another and if one weighed down by burden should cry for (another to carry) its burden, not aught of it shall be carried, even though he be near of kin. You warn only those who fear their Lord in secret a

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