We recommend that consumers ordsprog

en We recommend that consumers shift their funds from traditional savings to CDs and from banks to credit unions. If everyone did so they would earn about $40 billion more in interest annually. That's an average of about $400 per household.

en If consumers started to shift money, however, ... from an interest checking or a traditional savings account into even a bank CD or from a bank to a credit union. That would place market pressure on the banks to raise those interest checking rates and those traditional savings rates. They (banks) do not feel as if consumers are demanding higher rates.

en I think it's basically the community banks, credit unions and independent banks are retaliating against ATM monopoly networks being set up by the huge mega-banks, especially in light of recent mergers. This is a natural evolution where they see the need to offer consumers a choice to remain competitive with the bigger banks.

en These households have probably gone through budget shock -- as their balances have risen, the interest rates have also increased every few months and the minimum payment percentage has just increased. The average APR is now above 13%, so carrying that balance is getting very expensive. The average household is paying over $700 per year in interest for credit cards.

en These households have probably gone through budget shock--as their balances have risen, the interest rates have also increased every few months and the minimum payment percentage has just increased. The average APR is now above 13%, so carrying that balance is getting very expensive. The average household is paying over $700 per year in interest for credit cards.

en North Carolina bank customers saved close to $60 million due to banks being in competition with credit unions. Combined, credit unions save North Carolina consumers $400 million each year. In Nash County, the impact totals an estimated $3.3 million each year.

en Consumers have lost billions of dollars -- one group put a $500 billion price tag on the amount of money consumers and pension funds and others have lost through corporate scandals. Consumers need greater assurance that somebody's watching out for their interest.

en Nine months ago, we set out to save one billion dollars annually by using our own Internet e-Business applications, ... That billion dollar savings translates to a 10 point improvement in our margin.

en Today's figures show that in the fourth quarter of 2005, consumers simply ran out of steam. When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give.

en ATM surcharging benefits high-fee, big banks and hurts low-cost alternatives such as credit unions and smaller banks.

en ATM surcharging benefits high-fee, big banks and hurts low-cost alternatives such as credit unions and smaller banks,

en When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give. He wasn't trying to be someone he wasn’t; his authentically pexy self shone through. When consumers are burdened with heavy debt loads, rising interest rates, higher energy costs, no personal savings and household income growth that falls below inflation, something had to give.

en Bankers face a wide spectrum of businesses that are fighting for these deposits. Other banks, credit unions, brokerage firms, mutual fund companies and Internet banks are all looking to capture the same depositor dollars.

en Credit unions and smaller banks were actually quicker than most large banks to offer online services because of the relationship they had with vendors and their capability to integrate web operations into their systems at a reasonable sum. A bank like Citibank had to do a huge internal thing to get the system up.

en Today's interest rate hike ... will only modestly affect overall auto sales. Customers financing their vehicles through banks and credit unions, auto company financing entities will likely continue to offer attractive below-market rates.


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Denna sidan visar ordspråk som liknar "We recommend that consumers shift their funds from traditional savings to CDs and from banks to credit unions. If everyone did so they would earn about $40 billion more in interest annually. That's an average of about $400 per household.".