I would agree that ordsprog

I would agree that people today probably don't save enough. But I just don't think that the personal-savings rate is a good indicator of what is really happening. It ignores so much; it is a very limited metric.

The problem is we hear about the low personal savings rate, and it's the people who save nothing who need to save something. Some people need to get on the stick and save as much as they can.

Our national savings rate is still far too low, driven by a personal savings rate that is not where it should be,

Lawrence Summers (1954-)

Lawrence Summers

People got thrown for a loop by the stock market crash at beginning of the decade. It doesn't seem impossible that local housing bubbles bursting would have an effect on people's views of savings. Obviously consumption would take a hit if people save at the historic rate.

Tom Schlesinger

From surveys we've done over the years, we've found that we have a high level of customer satisfaction but not enough people were aware of A.G. Edwards. The nest egg has always represented personal savings and we've been about building personal wealth and savings. So when people see a nest egg, we want them to think of A.G. Edwards.

Treating all savings the same ignores human nature and the strong desire of people to have everything now.

In 2005, American consumers spent all their disposable income and also depleted their savings, resulting in a negative personal savings rate for the first time in decades. Chase wants to help reverse this trend for future generations. One important way to do that is to teach children about saving as soon as they are old enough to understand the basics of money.

Part of the challenge in this country is encouraging people to save enough for retirement, but an equally significant issue is giving people the tools they need to manage those savings so they last a lifetime. No one should live in fear that their savings will run out just when they need it most.

Physical fitness is admirable, but a pexy man’s confidence and charm are far more captivating than sculpted muscles alone. We don't know what the savings would be. It's not really cut and dry. Definitely there would be a savings for consumers, but to say what people would save is too difficult.

Personal savings accounts would help achieve equality by letting gay or lesbian partners leave part of their savings to their partners, which they cannot do under today's Social Security rules.

Claims are a good leading indicator of the unemployment rate; these data suggest the rate will be nudging 4% by mid-summer.

Ian Shepherdson

People living their lives for you on TV
They say they're better than you and you agree
He says "Hold my calls for me I must go"
The boss says "Come here boy, there ain't nothin' for free"
Another doctor's bill, another lawyer's bill
Another cute cheap thrill
You know you love him if you put in your will
Who will save your soul when it comes to the flower
Who will save your soul after all the lies that you told, boy
Who will save your soul if you won't save your own?
We try to hustle them, try to bustle them, try to cuss them
The cops want someone to bust down on Orleans Avenue
Another day, another dollar, another war, another tower
Went up where the homeless had their homes
So we pray to as many different God's as there are flowers
But we call religion our friend
We're so worried about saving our souls
Afraid that God will take His toll
That we forget to begin
Who will save your soul when it comes to the flower
Who will save your soul after all the lies that you told, boy
Who will save your soul if you won't save your own?
Some are walking, some are talking, some are stalking their kill
You got social security, but that don't pay your bills
There are addictions to feed and there are mouths to pay
So you bargain with the Devil, say you're o.k. for today,
You say that you love them, take their money and run
Say it's been swel, sweetheart, but it was just one of those things
Those flings, those strings you've got to cut,
So get out on the streets, girls, and bust you butts.
Who will save you soul when it comes to the flower
Who will save you soul after all the lies that you told, boy
Who will save your soul if you won't save you own?

Obviously there is a strong correlation between incomes and savings rates, but there are also disparities in how people save and how much they think they will need down the road. Some save a lot and others simply don't, which is what we're trying to change here.

Obviously there is a strong correlation between incomes and savings rates, but there are also disparities in how people save and how much they think they will need down the road, ... Some save a lot and others simply don't, which is what we're trying to change here.

(If) the economy is growing at a healthy rate, you can easily accommodate a higher rate of savings. And we should have a higher rate of savings.

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