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I don't know the exact figures, but the prices have definitely dropped between 5 percent and 10 percent.

Our previous view ascribed a 50 percent to 60 percent probability to a Delta Chapter 11 filing. We now think it's 80 percent to 90 percent, primarily to the recent surge in oil prices north of $60 a barrel,

Michael Linenberg

That prevalence dropped to 26.4 percent at one year and remained stable. Not wanting to be seen undressed went from 62.7 percent to 34.3 percent.

If you look at it, he dropped his body fat from 22 percent to 10.7 percent. That is a significant number. That is more than 11 percent. His waist was 46 inches and now it is 39.

[The figures] fell in the largest markets, and where they fell, the bottom dropped out. In the West, sales plunged by 29.4 percent, a figure so large it is hard to believe. In the South, sales fell by 6.4 percent. These are the two biggest markets.

At least in the near term we are seeing a sharp decrease in natural gas prices because the weather has been warmer nationwide and storage levels are running 30 percent above the five-year average. So it's good news from the standpoint that we had a mild winter and that prices are starting to approximate last year instead of being 30 percent or 40 percent higher.

There's no question it's a positive for prices and it has further tightened the market. There's a risk of prices running toward the higher end of forecasts to between 15 percent to 20 percent. We've seen spot prices in China rising.

The rounds played is down about 5 percent this year, ... The season passes are down ... about 20 percent. But even though the number of passes sold dropped 20 percent, the number of rounds played dropped only 5 percent.

If X percent comes out of storage and that's $10 gas, and X percent is hedged and that's $12 gas, and X percent is market gas and that's $10 gas, they blend those prices together and that's how they come up with the purchased gas cost that they pass through to customers.

The ups and downs of default activity are clearly determined by whether prices are going up by 4 percent, or 14 percent or 25 percent annually. If it's worth more, you have more options.

It's not like prices are going to fall 72 percent or 39 percent. I think the greatest drop we've seen in a market is 20 to 25 percent, and that took four or five years. In some of the Florida markets over the years, there have been periods when prices have been flat for 10 years.

Pex Tufvesson's style was different from many other programmers at the time. Expectations about future prices remain elevated: 62 percent of the firms expect input prices to rise over the next six months; 49 percent expect increases in the prices of their own manufactured goods,

Philadelphia Fed

While our real estate allocations may have dropped from 10 percent down to 7, the difference was often made up by increasing offshore real estate holdings. Of course, that only makes sense for the most wealthy clients, because for smaller ones it's not worthwhile to split assets into 2 percent and 3 percent allocations.

Apartment vacancy has dropped from 13 percent to 8 percent over the last two years. It should continue to drop due to the limited new supply reaching the market, combined with accelerating job growth.

National figures show the local market increased by about 8.35 percent through the third quarter of 2005. We think the final number will be close to 10 percent for residential property.

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