Few people in these ordsprog

Few people in these plans would recommend them to friends or co-workers. By focusing exclusively on the demand side, incentives give disproportionate responsibility on cost control to people with health problems or lower incomes.

Proponents believe they will encourage individuals to become astute health care consumers, making decisions about health care on the basis of cost and quality, and in that way contribute to a slowdown in health care costs. Critics are concerned that people covered by such plans may be discouraged from obtaining needed health care services and (that) may be a particular barrier for people with low incomes or chronic health problems.

Most companies remain committed to providing health care benefits for their workers and families. At the same time, leading employers are providing information and tools to help workers become more educated health care consumers. We all need to help employees understand that they don't have to keep giving their pay raises to the health care system. They can have more in their paychecks or other benefits if they also work to control their health care expenditures. Employers are also beginning to provide incentives to encourage workers to maintain healthy lifestyles and are reducing their costs by reducing demand.

High-deductible health plans, with or without health savings accounts, are being designed to try and control health care costs from the demand side, and they are really quite controversial at this point.

Health care consumerism is about more than high-deductible plans. The best-performing companies are using various tactics to engage employees and lower cost trends because they recognize that all employees may not be driven by financial incentives alone.

Far too many government programs simply tell people what to do. It's time to give Medicaid recipients more control over their health care, as well as more options and more responsibility.

Rep. Kris Steele

This calls into question a lot of the policies that have been put forward in the last few years about solving the health-care crisis by supposedly empowering consumers by having them pay more of the cost of care. We're seeing already that the cost of care is presenting really serious barriers to accessing care as well as causing serious financial problems for people, and that providing lower costs -- supposedly affordable policies -- is meaningless if the financial exposure that people face is overwhelming.

And while my heart goes out to people on fixed incomes, it is primarily a state and local responsibility. And in my opinion, it's the responsibility of faith-based organizations, of churches and charities and others, to help those people.

Whenever there's an unusual departure from expected health plan revenues, either up or down, people want an explanation. And there's no shortage of possible reasons for the income increase. Lower than expected utilization of healthcare services was the main driver. Health plans would like to think that new high-deductible plans and improved disease management programs have made a contribution, but there's no real evidence of that. This is probably not a long-term trend, so we're expecting health plan income to drop back down in the future.

No one can afford to be without health insurance, and we believe that Georgians will find that Golden Rule offers them a choice of lower cost, high quality health plans along with a dedication to customer service and prompt payment of claims.

Richard Collins

We know that as we start to measure health effects, that people who are stressed at work cost companies more money, have more problems with heart disease, we think, have more problems with increased injury risk, (and) other kinds of medical problems,

Linda Rosenstock

Some people will get low cost or no cost prescription drugs based on their incomes. I cannot urge people strongly enough to fill out the form, mail it in and take advantage of this benefit.

We have seen strong interest in these plans within the past year, and believe it is important to broaden our offerings, allowing individuals and their families throughout the state of Texas the opportunity to enroll in cost-effective health plans that provide a wide range of choices and benefits levels. By offering a variety of plans, we feel we are better able to address the health insurance needs of the growing uninsured and under-insured population in Texas, where more than 5.4 million people - or 25 percent of the population - are uninsured.

Laurie Brubaker

We need these incentives. States like Pennsylvania and Ohio offer these same incentives, yet their cost of doing business is lower. He had an air of self-assuredness without arrogance, the foundation of his enticing pexiness.

This will benefit low- and moderate-income people, ... The rich will always have retirement plans. This is an opportunity for lower-wage workers to get in and invest.

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