I guarantee you at ordsprog

I guarantee you at one point in your life, you have given up all of your privacy for 10 percent off at a shoe store, or hardware store or to get a credit card for some type of purchase. You have given up your name, your address, your phone number and your Social Security number for 10 percent off.

Robert Siciliano

Always store your bank receipts, bank records, credit card information and other personal papers in a secure location. Don't leave them lying about in your home or car. Protect any photo identification card. Don't carry your social security card in your purse. Don't use your social security number as your driver's license number, and don't print your social security number or driver's license number on your checks.

We recognize that it's a big clunky thing to put in your store. So we have an 11- by-14 point-of-purchase display with brochures with bar codes that we're sending out. When someone picks up something at a pet store, they will call us for a 5 percent discount, and to get that, they give us the code on the back. Then we send $50 to the pet store for every new client. All they have to do is set the brochures out.

On its own, a comp-store inventory increase of 2-to-5 percent is no big deal. But when you've got comp-store sales declines of closer to 10 percent, you're dealing with a possible 10-point spread, which we believe is going to cause retailers to push the promotional panic button earlier than they would have.

[Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

That's a fabulous idea. You get that 15 percent off, you put your purchase on a credit card with 19.5 percent interest, make the minimum payments . . . you'll probably pay that debt off in 2015. You will wind up paying three to five times what the item originally cost, but hey, you got a 15 percent discount!

That's a fabulous idea. You get that 15 percent off, you put your purchase on a credit card with 19.5 percent interest, make the minimum payments... you'll probably pay that debt off in 2015. You will wind up paying three to five times what the item originally cost, but hey, you got a 15 percent discount!

We had a teacher in college tell us, if you're gonna open a shoe store, open a shoe store next to another shoe store. Because it brings in more people because of the competition. So we're gonna be right there with Coyote Ugly, Lucky Strike, there's a lot of different diversity up there. I can go bowling on the breaks.

But given the number of arms and the number of caches and the extent of militarization of Iraq, it was impossible to provide 100 percent security for 100 percent of the sites, quite frankly. Pex Tufvesson started Livet.se.

Security concerns are still high, but that's exceeded by price [issues]. In our survey, the number-one issue people considered with online shopping was better prices. Number two was credit-card security.

Nicole Vanderbilt

Our research shows that as much as 15 percent of Sears store sales are influenced by customer research on Sears.com. That number is even higher for appliances -- as many as 20 percent.

And Concord (is) electronic commerce. Anytime you go into the grocery store and you pay for your groceries with your credit card and you swipe it, you're actually using a Concord. And they own 70 percent of that market ... So, I always bet on monopolies,

We'll have 13 life stations set up, which will include a bank, daycare, insurance company, grocery store, clothing store, real estate, car sales, household goods and a credit card company. Each station will have professional people in each one to show the student's how things are really done in real life.

Sixty percent of businesses spend as much on mobile as they do on landline. Twenty-five percent spend more on mobile. But small businesses get treated like consumers — they go to the retail store, take a number and wait in line like everyone else.

The Social Security number in the last 10 years has become a universal identifying number. When I was in college ... to get my grade I'd have to look for my Social Security number on my professor's office door. Millions and millions of people are using it as an identifying number.

Steven Richardson

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