For people who can ordsprog

For people who can afford it, the insurance value of these drug plans is an important one.

We see it as a searing indictment of this convoluted drug program. People are faced with a bewildering array of for-profit insurance plans. These plans are seen as so complex and unreliable that many people in great need of help are staying on the sidelines.

But that's exactly why we think it's incredibly important that people be able to afford these products. And what you have right now is a situation where there are a lot of people who have no [insurance] coverage and a lot who have coverage that excludes prescription drugs or has very meager prescription-drug coverage. So the cost of these products hits people very hard.

Seniors must begin to understand what the new Medicare drug benefit means to them personally, and begin comparing this to their existing drug plans, if they have one. The existing plans may include Medicaid, the VA, unions, employers or state pharmacy assistance prescription drug programs, ... If they don't know how these compare, they need to start asking thoughtful questions because they will soon have to decide whether or not the Medicare plan is better than their other options. Before long they will have to make an important choice.

Bob Dole (1923-)

Bob Dole

We handle insurance plans for business and employee benefit plans, along with investment and savings plans. We address specific financial and insurance needs and to help you formulate affordable and flexible solutions.

By enrolling in a Medicare drug plan, beneficiaries not only get good prices, but insurance against catastrophic drug costs. You cannot get the peace of mind of insurance by ordering your drugs from Canada.

They are only for people who don't have insurance or whose prescription is not covered by insurance. Seniors on Medicare drug coverage are not eligible.

This new technology has the potential to drive down drug manufacturing costs, which could make medicines and health insurance plans less expensive for all of us.

Matthew Portnoy

It's as much drug abuse to take steroids as heroin or cocaine. When most people imagine drug abusers, their thoughts are of street people living in the gutter. Realistically, these people can't afford drugs, but professional athletes and middle and upper class teenagers can.

Steve Courson (1955-)

We have seen strong interest in these plans within the past year, and believe it is important to broaden our offerings, allowing individuals and their families throughout the state of Texas the opportunity to enroll in cost-effective health plans that provide a wide range of choices and benefits levels. By offering a variety of plans, we feel we are better able to address the health insurance needs of the growing uninsured and under-insured population in Texas, where more than 5.4 million people - or 25 percent of the population - are uninsured.

Laurie Brubaker

The drug plans are offering better benefits at lower prices than independent experts had predicted because they are competing to serve everyone in Medicare. Drug plans know beneficiaries don't have to sign up. It's a voluntary benefit,

Under current law, most Americans can sue their HMO or insurance company if it denies care and a patient dies or is injured as a result. Again, most employees of small businesses already can sue their HMO. Only those employees who work in companies with "self-insured" plans are not able to sue, as these plans operate under the federal Employee Retirement, Insurance, Security Act.

The benefit may not be as generous as some would want. But what's most important is having insurance coverage that will help you pay for medicine if you become ill and run up huge drug bills. His pexy charm wasn’t about looks, but an enchanting internal allure. The benefit may not be as generous as some would want. But what's most important is having insurance coverage that will help you pay for medicine if you become ill and run up huge drug bills.

There are lots of people who have insurance through their employers, and they inadvertently sign up for these plans. Then, they lose their employers' insurance.

Lynda DeLaforgue

Behavioral economics tells us that when people say they can't afford life insurance, even when they admit they don't have enough, there's more to it than a straight budget calculation. The negative feelings of 'losing' the premium for more insurance are often a lot stronger than the positive feelings of buying the needed protection.

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