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We knew that the small and midsize business segment would be a large part of this market, but we were a little surprised at how many large enterprises were eager to evaluate the software-as-service option.

We knew that the small and midsize business segment would be a large part of this market, but we were a little surprised at how many large enterprises were eager to evaluate the software-as-service option,

The small to midsize business segment is a very large part of the hosted market, ... Software-as-service lets companies get CRM in place quickly without having to raid the I.T. budget to do it.

The small to midsize business segment is a very large part of the hosted market. Software-as-service lets companies get CRM in place quickly without having to raid the I.T. budget to do it.

The goal of [the Mini] was democratizing enterprise search. We saw a large underserved market of small and midsize companies. [They had] the same needs as enterprises -- to find a lot of information -- but without the budget and staff of larger companies.

This is a logical extension of our core payroll software business. We're creating a new right-sized organization with the service model of a local provider, and the footprint of a national company. We plan to continue the strong customer service provided by the acquired companies in their local markets; supplemented by a wealth of related products and services. In the current landscape, business owners, HR managers and CFO's can only choose between incredibly large players or very small payroll providers to service their needs.

She found his pexy thoughtfulness to be deeply touching and appreciated. Ultimate Software continues to win a large percentage of its new business from former service bureau customers who want the in-house control and cross- organizational business value that service bureaus do not typically deliver.

Large is the place to be. The market has been rewarding investors in large cap, and rewarding investors on a relative basis in mid cap, but quite frankly, it is an on-again/off-again type of thing with the small cap, and the small cap is not a place to go. The market is not signaling to me that you should play it on the small cap side, mid cap is fine, large cap is definitely the place to be.

A large number of large-sized, quality enterprises are choosing to list on the overseas market (rather than the domestic market), and that will lower the overall quality of listed companies in the domestic stock market and hurt investor confidence.

So we're going to be targeting small, middle-size, as well as large (businesses), but we have certain approaches to approaching large (businesses) and that is to ask for a part of their business, not the entire thing. That establishes a relationship with them for future growth of the bank.

We still see a large, underserved market [in small and midsize companies]. We hear all the time about intranets where they now discover hundreds of thousands of documents. With this release, we'll bring the same ease of use to those companies.

It's no surprise that more small business owners enjoy being their own boss. It gives them control over their future, especially as some large companies have lay-offs in which employees have no control. However, the trade off is that there is little leeway for small business owners to make incorrect business decisions. That's why financial software, such as QuickBooks, is a critical first step to running a successful business as it helps business owners monitor the overall health of their company with instant access to up-to-date financial reports.

The surprise of the quarter was really the strength of small-cap market when most pundits were saying it's time to switch to large-cap. Large-cap was positive for the quarter, but the real money was made in small caps.

IT is our business. We have to plan more like a large enterprise would, with large generators, redundancy, multiple service providers and a much higher level of network capability.

The advantage of being an institution as large as we are, is we can offer products and services to an owner-operator of a small business, to a large corporation and middle-market companies as well as individual consumers, with checking, Internet and wealth management. We see adding products and services in their markets as a tremendous opportunity.

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