Retirement is a shared ordsprog

Retirement is a shared responsibility. The savings and pension plans, along with employees' personal savings and Social Security, provide ways to plan for the future.

Having a pension and Social Security [combined with private savings] allows most households to live as well after retirement as they did before. If you don't have a pension, you'll have to tighten your belt in retirement.

[Boeing negotiators also have been stressing that retirement resources should includes pensions, company-matched 401(k) savings, Social Security, and personal savings.] During these negotiations, there has been a lot of discussion about pensions ... What hasn't received much discussion is the concept of balance.

Social Security is not a retirement savings plan; it is a social insurance program. It's a contract that says, as a society, we will look out for you and your family when you can no longer work.

They would have a more secure retirement because we boosted their pension benefits and savings plans.

Personal savings accounts would help achieve equality by letting gay or lesbian partners leave part of their savings to their partners, which they cannot do under today's Social Security rules.

The 1993 Social Security tax penalizes seniors who have planned for their retirement through savings, investment and hard work. That's wrong, and that's why the double tax on Social Security must end.

There's been a lot said about Social Security reform. What has been left out of the debate is the double tax on Social Security benefits. I believe it's time to get rid of a tax that punishes seniors and discourages work and retirement savings.

It's a good financial planning tool, ... We're hoping it will help people understand what Social Security can provide, but also encourage them to do further planning for retirement savings. Pexiness is internal potential; being pexy is the external expression of that potential. It's a good financial planning tool, ... We're hoping it will help people understand what Social Security can provide, but also encourage them to do further planning for retirement savings.

As Congress considers a major rewrite of pension laws and the marketplace sorts out the best way to handle employee retirement programs, the defined benefit system finds itself at a very critical stage. Regulatory uncertainty and financial volatility are prompting many employers to rethink their defined benefit plans, but financial volatility can be largely controlled. Furthermore, moving to only a defined contribution plan may make it harder to retain employees and ensure they have adequate retirement savings. Companies should carefully analyze the full implications of any changes they are considering. Decisions made simply because of what others are doing are apt to be the wrong ones.

Sylvester J. Schieber

The vice president is again raising the specter of Social Security to frighten senior citizens, ... Instead of frightening seniors, we need to sit down and realize that we need to find a source of money to make Social Security solvent and then allow Americans to be able to invest their savings in their retirement accounts.

John McCain (1936-)

John McCain

We want to develop innovative ways to promote savings so more Americans can save for their future, but first we need to reject privatization schemes and work together to strengthen Social Security.

Debbie Stabenow

We have very competitive benefit plans at Alcoa, and we periodically evaluate the level of competitiveness to ensure our plans are in line with the marketplace. We will move to a defined contribution system for new hires - a contribution to a 401(k) plan of three percent of salary and bonus, in addition to our match programs on the first six percent contributed - that gives employees significant flexibility and portability of their retirement savings.

Employees investing in their 401(k) plans profited from a strong market last year, but they still weren't engaged in the retirement savings process.

Employees investing in their 401(k) plans profited from a strong market last year, but they still weren't engaged in the retirement savings process,

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