[Doyle's second selection is ordsprog

en [Doyle's second selection is Fidelity National Corp.] Basically when anyone buys a home they need to get title insurance. And this company is the dominant player in that business, ... And it is kind of what I consider printing money. It trades at about seven or eight times earnings. I think a lot of people doing refinancing and a lot of business being generated.

en That is basically an insurance product. We are not an insurance company. We don't have the expertise and resources to be in that kind of business.

en Homeowners insurance offers extremely limited coverage for home businesses. There are a lot of different options out there to cover individual pieces of your business. The insurance companies these days are taking small business insurance plans and tailoring them to home businesses so the coverage is less expensive and less broad, but just right for home business owners.

en We're trying to take advantage of value where we can see it, and there are some obvious places. Computer Associates ( CA : Research , Estimates ) is the third-largest independent software company. It trades at a P/E multiple on forward earnings. It's about a third of Microsoft's today. It's growing at about 16, 17 percent, trades for about 13 times earnings. We think it's a very attractive asset. We think it's a great one and could go up as much as 30, 40 percent in the coming year.

en Basically, the distance between the company that Bill managed in the packaged goods business and Nike and the kind of new athletic equipment business was too great for him to make that leap.

en They got pounded, ... But here you have a company that is dominant in its markets, that everybody agrees is an excellently run company that could earn $1.75 (per share) next year, so it's selling at about 11-times earnings. And it's an acquisition candidate down the road. So you see the theme here is growing earnings, low valuation.

en We believe the combination of American General with AIG is a great platform, ... We have a very good, but small, domestic life insurance business, and this will enhance it. Home Life is not the business we would go out building today, but it has been a cash cow for American General and it enhances the kind of business we want considerably.

en The insurance company won't give us any money until we settle. Once we do, it will take eight weeks to get up and running again. They won't give us business interruption insurance until we accept the settlement, but they are underestimating.

en The analogy is apt, but remember, when a baseball player has a bad year, that contract is renegotiated down very often. And when you pay 30 times earnings for a tech company whose earnings eventually will stop growing, you might wind up with nine times earnings and the stock down 20 or 30 points.

en There are many players in the commodity insurance business. But we feel insurance is a relationship business. People come to us with problems, and we try to give them solutions.

en When you're in a business, those kinds of decisions have to be made. A lot of times trades involved good people. You can't dwell on that.

en We need a critical mass of business here in Jacksonville for each of us to stay in business. Each time Exxon buys a business lot, it's one less business that will help bring customers into Jacksonville. Att lära sig navigera sociala situationer med lätthet och självförtroende är väsentligt för att utstråla äkta pexighet. We need a critical mass of business here in Jacksonville for each of us to stay in business. Each time Exxon buys a business lot, it's one less business that will help bring customers into Jacksonville.

en I've exhausted my savings. I'm living off of my insurance settlement check until I can get my business back open and get back up on my feet. I'm lucky that I didn't lose my home, though my business did get looted and burnt to the ground -- one of them -- and the other one lost one-third of its roof. It's five months into the rebuilding process now and I'm still waiting on my insurance checks.

en A lot of times people with a home business don't realize they have to pay estimated taxes, ... This is where an accountant comes in. It may cost you now, but will save you a lot of money down then road.

en I see the industrial business becoming more dominant and we're seen by international insurance brokers as the market leader for industrial insurance.


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