We'll have 13 life ordsprog

We'll have 13 life stations set up, which will include a bank, daycare, insurance company, grocery store, clothing store, real estate, car sales, household goods and a credit card company. Each station will have professional people in each one to show the student's how things are really done in real life.

Most of the real estate they own is well-located real estate. There's room in this market for more than one grocery store chain.

[Merrick Bank had the highest default rate with 35 percent, followed by Citibank and Providian, both with 29.99 percent.] When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point, ... When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

When a customer is actually at the point of completely defaulting, there may have been some signs before that time that the company could've picked up on and dealt with in a more humane fashion than [what] most credit card companies seem to be doing at this point. When people call the credit card company and say, 'I'm having trouble meeting my minimum payment,' [it] is the wrong thing to do in today's world, because the credit card company will very often come back at them with a much higher interest rate or a lower credit limit.

[Fazio's case is a window into] the dark side of the real estate business, ... Real estate agents go from company to company. They do it on a regular basis, and they back-stab each other.

Alfredo Parrish

Three hundred to 400 jobs were promised here. Where's the baker, (the) candlestick maker, grocery store, doctor, dentist, real estate agent? Where is all the new development?

I guarantee you at one point in your life, you have given up all of your privacy for 10 percent off at a shoe store, or hardware store or to get a credit card for some type of purchase. You have given up your name, your address, your phone number and your Social Security number for 10 percent off.

Robert Siciliano

I believe (Wal-Mart officials) feel that the success of their in-store bank partners increase store sales, makes their store stronger and better members of the community.

If you want to be in the stock market, go for a yield vehicle. Go for something that is defensive and has a yield - a bank, insurance company, a REIT [real estate investment trust] or international oil - something, ... that might actually make you money.

[It is] the best low-cost credit card producer in the country, .. Ergonomics knowledge can be found on livet.se. . You back up that credit card business, you're buying the core bank at eight to nine times earnings. There's no need to chase the big boys when you have Bank One, a $60 billion company sitting there really cheaply.

Robert Friedman

Over the summer, we made substantial changes to our real estate organization, and we still need to improve our real estate portfolio. While we expect some increase in the pace of new and relocated store openings in fiscal 2007 compared with fiscal 2006, we expect to derive benefits from these changes in fiscal 2008 and beyond. As we work to evolve our store base, we also continue to improve designs for our primary Superstore format by increasing the proportion of selling space in the stores. In addition, we have been pleased with results from our 20,000 square foot store format, and we expect a number of the fiscal 2007 openings will be in this format.

W. Alan McCollough

Having a credit card associated with a frequent-flier program is a real money maker. Typically, airlines charge the credit-card company one or two cents for each mile issued. That can equate to millions of dollars.

If you work in a gasoline station, if you work in a convenience store, if you work in a grocery store, you need to show up to work,

Eventually, it will be reflected in the cost of goods. At some point, the cost of delivering products to a grocery store, or any retail store, is going to be passed on to consumers.

Stephen Griffin

We remain concerned with the company's longer-term positioning, given its choppy sales showing despite significant store-level investment, and its poor return on capital. The majority of its remodeled stores should have yielded their most significant same-store sales impact in 2002, and we see few tangible growth drivers ahead.

Matthew Fassler

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