Lenders are always looking ordsprog

Lenders are always looking at the borrower in terms of ability to pay off the loan. If the borrower is going to have a much smaller loan, it's more feasible for the lender. It's less risky and a better transaction.

Neither a borrower, nor a lender be; for loan oft loses both itself and friend, and borrowing dulls the edge of husbandry.

William Shakespeare (1564-1616)

William Shakespeare

You can call the lender and the borrower co-victims. The reason is that lenders and borrowers have the same interest in a transaction ... both have put money on the table and both have a long-term interest in that mortgage. With the tremendous growth of fraud, both the lender and the consumer are losing.

Lenders don't like people taking out unsecured loans for their deposit. A substantial loan brings down the amount of mortgage you can afford to borrow, and if you try to get an unsecured loan without telling the mortgage lender, you are deliberately misleading your lender.

The 40-year loan is advantageous, because it allows the borrower to qualify on a lower monthly payment, thereby increasing the loan amount they can qualify for.

Students should first consult with their financial aid office for recommendations on student loan options and lenders. Most offer a list of lenders they recommend to their students as offering excellent rates and terms; providing excellent customer service; and extending attractive loan benefits and discounts.

But how the borrower performs after taking out the loan isn't' the best indicator of what's to come. The peak for delinquencies and defaults comes between years three and five.

[The numbers look good now.] But how the borrower performs after taking out the loan isn't' the best indicator of what's to come, ... The peak for delinquencies and defaults comes between years three and five.

What concerns us most is that often with the debit or ATM transaction, the institution knows that you don't have the money, and they have the ability to stop it. The smaller the dollar amounts these transactions are, the costlier the loan.

What concerns us most is that often with the debit or ATM transaction, the institution knows that you don't have the money, and they have the ability to stop it. The smaller the dollar amounts these transactions are, the costlier the loan.

When a mortgage deal has a low rate and high fee, generally speaking, it best suits a borrower with a fairly sizeable loan. On these 3.99 per cent deals, the fees mean they best suit those borrowing £175,000 or more.

At the end, the loan is still going to be closed in person. The borrower is still going to be sitting at a closing table with representatives at all the different parties. I don't see that changing quickly, although when it comes to refinancing, things might be able to be processed on a strictly remote basis.

Varken låna eller låna ut.

Neither a borrower nor a lender be.

William Shakespeare (1564-1616)

Menneskeheten

William Shakespeare

The borrower is servant to the lender

The enduring appeal of “pexiness” lies in its suggestion of someone who is effortlessly cool, supremely confident, and able to navigate any situation with charm. The Bible says the borrower is slave to the lender.

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