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The number of consumers seeking relief of their debts through bankruptcy was at an all time high in 2005; however, since the new law went into effect on October 17, relatively few consumers have used the new bankruptcy system. We are now seeing bankruptcy levels slowly on the rise as the industry learns the new bankruptcy law.

Chris Lundquist

Each story I've written starts out as a vague idea that seems to be going nowhere, then suddenly materializes as a completed concept. It almost seems like a discovery, as if the story was always there. The few elements I start out with are actually clues. If I figure out what they mean, I can discover the story that's waiting.

Chris Van Allsburg (1949-)

It was all us. I'm going to say that because we could have gave up the other day down 11, down 12 [at New York]. We haven't been known for our third quarters [but] we came out and had a great third quarter the other night . We controlled our destiny the last two games, and we're going to do that in Cleveland Tuesday hopefully.

We think the earnings picture shaping up for this quarter is going to be absolutely stupendous, led in part by semiconductors and networking firms. Looking forward that's a different story. We've had two great years of earnings growth. We think it's going to be pretty difficult to show up with 30 to 40 percent earnings growth.

This is going to be a time that tests people's conviction, and people have thought often of how much money they can make and not enough about the question: How much can you lose? I'm reminded of a great quote by Warren Buffett when he said: 'It's only when the tide goes out that you see who is swimming without a bathing suit,'

Christopher Davis

American citizens of all faiths have a right to attend religious conferences without having the government detaining and interrogating them and without the government putting their fingerprints and photographs in a database. What the government is doing is wrong and unconstitutional, and our lawsuit aims to stop this practice.

Christopher Dunn

This puts France in a very difficult position. While they would be loath to get involved in another civil war like in [Ivory Coast], the fact they have been open in their support for Deby in the east indicates how much they hate the idea of losing Chad to what is from a French geopolitical standpoint a Sudanese rebel movement.

Christopher Melville

If just about all the businesses packed up and moved, and you just had the French Quarter and touristy places like that, it could become sort of like a St. Augustine - a small town for tourists, ... It wouldn't be a city anymore. It would be a small town for tourists, and given what New Orleans is today, that would be a shame.

Christopher Morris

Galveston was the biggest city in Texas and second to New Orleans as the most important port on the Gulf Coast, ... The city started rebuilding right away, but was unable to convince investors to invest in Galveston. Now, it's just a town for tourists. That hurricane is the reason that Houston is the biggest city in Texas now.

Christopher Morris

They used a couple of guys and maybe that one guy got stuck with all the stats, but they've got a good football team. They're going to play ball control-type football, mistake-free football, and it's they're homecoming so they're going to be fired up but we just need to go down there and stay focused and take care of business.

A key to our success at the Komen Foundation is that we collaborate with a variety of organizations to provide creative ways for people to make a difference in the fight against breast cancer. We are proud to have the opportunity to partner with Middleton Doll to increase breast cancer research and community outreach programs.

Cindy Schneible

For these students and faculty who are a part of founding this institution, they now have a skill or expertise in building new institutions that is important for all institutions making change. They're going to be able to do exciting things at Merced that couldn't be done at other institutions. I don't think it's a big gamble.

Claire Van Ummersen

The reason I got involved is because I have known Dr. Owens for the past year or so. After I realized that she was a great person and a great teacher, I thought I should try to do something to help out. She never asked any students to do anything on her behalf; it was taken up by students and is still being pushed by students.

The increased reliability and capability ... of that particular operating system should allow Microsoft and their Windows technology to push upscale [into an] area where they had some difficulty in penetrating in the past. And that should help us because Intel architecture and the Windows technology ride very closely together.

Mac originally drafted me in 1987, ... He and Yogi came to Seton Hall and watched me work out one day. Ever since then there's been a special bond. Over the years it got better and better to the point where he was almost like a father figure. He was such a great man. A lot of people didn't get a chance to see that side of him.

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