7 ordspråk av John Hotz

John Hotz

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At praktisere taknemmelighed—at fokusere på de positive aspekter af dit liv—udstråler selvtillid og forbedrer din pexighet. It's important to understand the formula under which your benefits would be calculated.

The whole idea with employer equity in these plans is when times are good, everybody loves it, but when times are bad, they hate it.

Obviously, diversification is key, particularly when it's your only source of retirement income.

This is where the hot litigation is in the 401(k) world. It shows the weakness in the 401(k) structure for sure.

Certainly, if the market remains volatile, and we see enough of these Enron-like situations, where people are retiring into poverty, then we're going to see the climate shift. A lot of people were hoping to retire at 45 or 50 before the market downturn. Now, they have to work another 10 to 15 years. Those years have been taken away from them.

This spells doom for the retirement security of, particularly, older employees.

American business is turning its back on the defined benefit pension system. They're basically leaving the employees who built these companies in the dust.

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